Motoring News

Buying sense: Tips from experts on first-time buy

JOHANNESBURG, South Africa – For many young professionals, driving your own car means independence and the ability to thrive in the working environment. But at the same time, the idea of accumulating more debt on top of the student debt you may already have might seem counterproductive.

Pertunia Sibanyoni, CEO of InspectaCar, told The Corner: “We’e acutely aware of the importance of education to the economy of South Africa, and obtaining a university degree requires students to overcome many obstacles and financial pressures.

We also understand that building a credit record during this time can be challenging. Taking advantage of WesBank’s Graduate Finance is a way of offering a valuable head start.


“We want to offer young professionals’ access to the mobility they require for success in the working world. Buying a pre-owned vehicle is a great option when shopping on a budget and a logical choice for a graduate. Buying from a trusted dealer such as InspectaCar ensures that the purchase has met the quality standards of an organisation specialising in the sale of used cars,” says the WesBank-certified pre-owned franchise CEO.

“Don’t take on too much and act responsibly when car shopping,” Sibanyoni advises. “Everybody wants a cool car but a newly employed graduate, first-time car buyer, or young professional really doesn’t need that sport car or luxury vehicle with a high price tag as their first car.

”Choose a car that makes sense for you and your needs and ensure that you understand that this loan comes with a commitment to repayments in the future.”


InspectaCar, now in its 18th year of operation, was born of a vision to uplift and professionalise the pre-owned car market. The main emphasis has been to dispel the notion that buying a used car is buying someone else’s headache.

“In addition to selling cars, our dealerships provide finance, insurance, and other value-add essentials within the buying journey. Our focus is on making it easy for the customer to deal with us. Our franchisees are driven to deliver quality pre-owned vehicles that customers can trust. They stand by the InspectaCar brand promise that second-hand will never feel second best.”

“We have created a one-stop-shop experience to complete the buying journey. From online convenience, well-checked vehicles, transparency, dealing with professional and trustworthy staff, to the value-added products, we are changing the used-car dealer landscape,” says Sibanyoni.

Choose a car that makes sense. Remember that owning a vehicle is much more than the monthly instalment. The extra costs for consideration include comprehensive vehicle insurance, fuel, maintenance and repairs, which can all impact monthly budgets and cash flow.


Buying a car is also a long-term commitment, so it’s important to understand the economics involved over an extended period of time.

“Remember that when you’re buying a car, especially a used one, you should buy with your head and not your heart. This means knowing your budget, sticking to it and being realistic about the car you’re looking at,” concludes Sibanyoni.

InspectaCar is certified by WesBank and the Graduate Finance offering from WesBank provides graduates with competitive interest rates. Importantly, a credit history is not essential. The entire Graduate Finance application process can be accessed and completed online at WesBank’s website.

WesBank Graduate Finance is designed for graduates who…

• Have a university degree, three-year diploma or NQF 6 qualification
• Have graduated within the past three years
• Are under the age of 31

• Can provide proof of employment;
• Has a valid driving licence
• Are South African citizens.

InspectaCar is the only second-hand vehicle franchise certified by WesBank.

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